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0% APR is only available for orders over £670 for a period of up to 12 months

You can spread the cost with our V12 Retail Finance. Simply make regular monthly payments for a fixed amount over a set time so you always know where you stand. Subject to status. Minimum spend applies*

Declined Credit Applications

If your credit application is declined, you will receive a notification via email from our credit partner, V12 Retail Finance, with instructions on how to dispute the decision.

Qualifying For Credit — You Must:

Be at least 18 years of age
Have been a UK resident for 3 years or more
Be able to make repayments by direct debit
Be in regular employment (minimum 16 hrs/week), self-employed, or living with a partner who is employed

Frequently Asked Questions

How much can I borrow?
You may borrow up to £15,000. Minimum priced item with credit available is £670.
Is a deposit required?
Yes, a minimum 25% deposit is required upon acceptance.
How are my monthly payments made?
Payments are taken via direct debit. First payment typically begins one month after delivery.
About our lenders
Finance is subject to status. Terms may vary. Eligibility requires being 18+, regularly employed, and a UK resident for 3+ years. Finance is provided by V12 Retail Finance.
How long does it take to apply online?
Application is quick and simple. Some applications may take longer if manual review is needed.
Will the finance company perform a credit check?
Yes, a credit check is required.
Can I pay off my agreement early?
Yes. You can repay all or part early. Contact V12 Retail Finance:
  • A V12 Retail Finance Limited, 25–26 Neptune Court, Cardiff, CF24 5PJ
  • C 029 2046 8900
    E [email protected]
Can I cancel my agreement?
Yes, within 14 days under section 66A of the Consumer Credit Act 1974. You must repay the credit within 30 days of withdrawal.
How do I ask a question about the agreement?
Contact V12 Retail Finance or seek free advice from Citizens Advice or Money Advice Service.
V12 Retail Finance Limited
Registered in England & Wales: 4585692
Authorised by the FCA (679653)
  • A 25–26 Neptune Court, Cardiff, CF24 5PJ
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